Building Exclusive Insurance Programs — With You as the Owner

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Partnership Opportunity - Transform Your Specialty Book Into An Equity-Building MGA

Are you a retail agent, wholesaler, or underwriter with a specialized book of business? EUM offers a unique pathway to turn that book into an exclusive program where you hold equity. If you control a minimum of $10M in annual premium in a specialized niche, Exclusive Underwriting Managers (EUM) provides the infrastructure, carrier relationships, and capital framework to help you launch and own your own MGA.

Become A Partner Today

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Our Services

We are looking for agents, wholesalers or underwriters who are experts in their specific fields. If you control a book of business—a group of clients with similar risks and needs—we want to talk to you. Our Program Development service allows you to migrate that business into a standalone program. We handle the carrier negotiations, underwriting infrastructure, and operational compliance. You bring the distribution and the expertise. Together, we create a vehicle that generates underwriting profit, not just commission income.

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Why partner with us

We offer a true partnership model that transforms your agency's revenue stream.

  • Equity Participation: Gain ownership in the program cell you help launch.

  • Plug and Play: Use our existing license and operational platform immediately.

  • Carrier Access: Leverage our relationships to find the right paper for your program.

  • Profit Sharing: Align your income with the profitability of your book.

Recent Partnership Wins
At Exclusive Underwriting Managers (EUM), we develop innovative, tailored insurance programs that simplify complex risks and deliver measurable value to our partners. Here are some of our recent successes:
1
EUM Adventure and Entertainment Program
We partnered with a retail broker specializing in the Adventure and Entertainment space, who previously wrote policies across dozens of carriers and MGAs. Together, we built an all-inclusive program covering 10+ classes of business and all lines of coverage, consolidating multiple offerings into one streamlined solution.

EUM retains full underwriting authority at this new MGA, while the broker serves as the exclusive nationwide distributor, earning higher-than-average commissions and holding a significant ownership position in the MGA. This program demonstrates our ability to simplify complex risk solutions while aligning incentives for all stakeholders.
2
EUM Paratransit Program
We collaborated with a wholesaler specializing in the Non-Emergency Medical Transportation (Paratransit) space, who previously brokered risks across many carriers and coverage lines. EUM built and placed a comprehensive program that consolidates all coverages into a single policy, simplifying risk management for our clients.

We retain full underwriting authority at this new MGA, working with a single carrier partner, while the wholesaler holds an exclusive nationwide distribution role, receives higher-than-average commissions, and maintains a significant ownership stake in the MGA. This partnership highlights our ability to centralize complex risk solutions.
3
EUM Employers Professional Liability (EPLI)
We partnered with an underwriter who specialized in EPLI and brought a large following of brokers in this segment, despite not holding an equity position at their previous company. Together, we built an all-inclusive program covering many business segments, consolidating multiple offerings into a single, streamlined solution.

EUM retains full underwriting authority at this new MGA, while the underwriter now holds a significant ownership position in the MGA. This program underscores our ability to empower underwriters and brokers with innovative, market-leading insurance solutions.

How It Works: Your Path to Program Ownership

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Zero Operational Friction: Our Turnkey Infrastructure

When you control a specialty book of business, the biggest barrier to launching your own program isn't a lack of vision—it’s the fear of operational downtime. That is exactly why EUM goes far beyond offering a simple "agile" platform. We provide Institutional Grade Turnkey Infrastructure.

We ensure a seamless transition by taking on the complex, time-consuming mechanics of MGA management from day one. You don't have to pause your business to build an insurance company; you simply plug your expertise into our existing, high-performance engine.

The Heavy Lifting We Handle:

  • Carrier Capacity & Negotiation: We leverage our established relationships to secure the right paper and negotiate terms on your behalf.

  • Actuarial & Pricing Models: Our experts build the sustainable, profitable rating frameworks required for long-term program stability.

  • Compliance & Regulatory Red Tape: We navigate the complex legal and compliance landscape so your program remains fully protected and operational.

  • Comprehensive Back-Office Operations: We manage the administrative burden, including policy issuance, rating, billing, and claims administration.

What You Continue to Focus On:

  • Driving Production: Scaling your enterprise and growing your premium volume.

  • Nurturing Relationships: Managing your direct clients and expanding your distribution network.

  • Niche Expertise: Rapidly growing your specialty book of business.

With EUM, you step into program ownership without stepping away from your production. We build the fortress; you hold the keys.

Become A Partner Today

Ready to get started?

Stop giving away your underwriting profit. Contact EUM today to discuss becoming a program partner.

Become A Partner Today